What the Top 1% Are Doing Differently in 2026’s Real Estate Market

What the Top 1% Are Doing Differently in 2026’s Real Estate Market

  • Claudine Montano
  • 02/2/26

As global markets continue to recalibrate, one thing is clear: the top 1% aren’t waiting for “certainty” — they’re moving with strategy, precision, and long-term vision.

In 2026, real estate remains one of the most powerful vehicles for wealth preservation and growth, but the approach has shifted. Today’s elite buyers and investors are not chasing trends — they’re shaping them.

Here’s what the top 1% are doing differently in the current real estate landscape.


1. Prioritizing Assets Over Addresses

Luxury is no longer defined solely by a prestigious postal code. The ultra-wealthy are focused on assets that perform, not just properties that impress.

They’re asking:

  • Will this property outperform inflation?

  • Does it offer long-term scarcity?

  • Can it function as both lifestyle and legacy?

This has led to increased interest in trophy properties, mixed-use assets, and homes with flexible zoning that allow for both personal use and income generation.


2. Buying for Privacy, Not Popularity

In 2026, privacy is the new status symbol.

Top buyers are moving away from highly publicized developments and instead seeking:

  • Boutique buildings with limited residences

  • Private elevators, secured entrances, and discreet services

  • Off-market and whisper listings

For many, exclusivity now means not being seen — a major shift from the social-media-driven luxury boom of previous years.


3. Diversifying Across Global Lifestyle Markets

The modern luxury buyer is global by default. Rather than anchoring wealth in one city, the top 1% are strategically diversifying across key lifestyle hubs:

  • Toronto, Miami, and New York for stability

  • Dubai and London for global access

  • Southern Europe and select Caribbean markets for lifestyle and tax efficiency

These buyers are thinking in portfolios, not properties.


4. Investing in Smart, Sustainable Living

Sustainability is no longer a “nice to have” — it’s a value driver.

High-net-worth buyers are prioritizing:

  • Energy-efficient systems and smart home technology

  • Sustainable materials and low-maintenance design

  • Buildings that future-proof against rising operational costs

Luxury today is defined by efficiency, comfort, and long-term intelligence — not excess.


5. Leveraging Advisory-Level Representation

Perhaps the biggest shift? The top 1% are no longer looking for agents — they’re hiring strategic advisors.

They expect:

  • Data-driven insights, not sales pitches

  • Access to off-market and pre-construction opportunities

  • Market intelligence that supports long-term wealth planning

Real estate is now viewed as part of a broader wealth ecosystem, alongside private equity, family offices, and generational planning.


The Takeaway

In 2026, the most successful buyers aren’t reacting to the market — they’re anticipating it.

They invest with intention.
They move quietly.
And they partner with experts who understand that real estate isn’t just about property — it’s about positioning.

For those who understand this shift, the opportunities ahead are extraordinary.

Work With Claudine

With more than a decade of experience, Claudine Montano possesses a strong business acumen of Toronto’s constantly evolving real estate market.

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